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Dow Jones industrial average has fallen almost if not 1000 pts in the last week or so. At least seems like it. Anybody more technically financial know how bad it is? This just seems to be a bigger drop than normal. Alot of loss of confidence from the banks. Maybe we are headed into a recession again.

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I'm no economist or expert, but if you have the head of the Fed Reserve saying 'slowdown coming up' it doesn't sound like a rosy boom happening. The dollar is weak, the u.s. has borrowed to the hilt, 'experts' are talking about inflation coming down the road --- seems kinda scary to me.

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Gas is expensive, I'll tell you that.

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Our entire economy is operating on credit right now. Mortgages, home equity loans, subprime mortgages, credit card debt (especially), etc. People are guilty of using it too much and banks are guilty of giving it out too much. If we end up with a squeeze, there will be a domino effect that rips through every sector of the economy. The fed exacerbates the problem by pumping more liquidity into the markets by cutting interest rates. That delays the problem but doesnt solve it. If the market is left to its own devices (and/or the Fed finally decides it can't cut rates anymore without risking an all out inflation shit show), then there will be a correction. And when that correction comes, it's gonna be ugly.

 

Some people are arguing we are already in a recession but that the stock market is the only thing that doesn't reflect it -- and thats only because the stock market is being propped up by an activist Fed. I'm a bear.

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Thats the feeling Im getting. Similar to the big Tech market bubble bursting. Now the housing market seems to be causing the whole economy trouble. Hoping this one doesnt get as bad.

 

This one will be much worse in my opinion. If you look at housing related employment vs. the tech market this will have far reaching consequences/fall out.

 

I'm not an end of the world guy but, I think it will get bad.

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I particularly like the part in the article where he says homelessness is virtually over. I wonder if the woman I pass every morning, sleeping on the sidewalk, is aware of this yet. She should watch more Fox News.

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Some people are arguing we are already in a recession but that the stock market is the only thing that doesn't reflect it -- and thats only because the stock market is being propped up by an activist Fed. I'm a bear.

I wouldn't say I'm a bear, but reality (e.g. *a correction*) has a way of catching up with you, especially in an economy. How long can a nation dodge economic fundamentals? I guess we are going to find out.

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Its been that way for awhile and dont see that changing. It will continue to go up slowly.

 

For awhile, then all of the people who over-extended themselves on credit will lose their autos so demand will go down.

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Thats what I meant by the domino effect -- and you shouldn't just look at housing related unemployment. The real impact of the subprime problems haven't been fully borne out yet. You have a few more folks defaulting on their mortgages and banks will have to continue to write down massive losses. Financial sector gets hit hard. People lose jobs. Financial sector responds by making access to credit harder or more expensive. Now its tougher for the guy on Main Street to make ends meet. Maybe he defaults on his credit cards because rates go higher. Even if he doesn't he now has to pay higher interest rates. He responds by cutting back on spending. Now the retailers get hit. Profits at Best Buy and Whole Foods go down. Retail sector responds by cutting jobs. Unemployment goes up. People stop buying cars. GM cuts more people. Fed has cut rates out the yin-yang and now we have rising unemployment, profits down at Banks, retailers, manufacturing, and rising inflation.

 

I am not saying we are on the edge of a cliff, but its not hard to dream up a disaster domino effect scenario that would have a much broader impact than the tech bubble bursting. We are headed for a recession and higher unemployment. And stuff.

 

This is what I think everyone is thinking. The effects are still on its way.

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Luckily, the dollar is weak, so exports are up.

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The point is, oil is a natural resource, unreplenishable. The more we use, the less there is, so supply only goes down. Its going down at an incredible rate right now. Gas prices will never be the way they used to be.

 

Seriously, fossil fuels are unreplenishable? Thanks for clearing that up for me.

 

Who'd a thunk?

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I particularly like the part in the article where he says homelessness is virtually over. I wonder if the woman I pass every morning, sleeping on the sidewalk, is aware of this yet. She should watch more Fox News.

 

You know that his assertion is true because he cites "a published report".

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I've come to the conclusion that I might be personally responsible for America's financial woes.

 

1. The IT job market crashed shortly after I finished college and entered that field of work.

2. The housing market crashed around the same time I put my house on the market to sell.

 

Coincidence? :shifty

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