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I've come to the conclusion that I might be personally responsible for America's financial woes.

 

1. The IT job market crashed shortly after I finished college and entered that field of work.

 

 

Coincidence? :shifty

 

Me too. I entered the summer of 2000. Lost my job in November. 3 month severence after working six. Chicago unemployed is a great city until the rent bill comes.

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It doesn't help that we basically use Monopoly money.

 

 

Actually, I think the dollar is down when compared to fake money. In fact, when I go out this afternoon, I'll be paying for lunch with Monopoly money - true story.

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  • 1 month later...
i'm curious about how folks on this board are feeling about the economy now. did you spend less than usual at christmas? are you worried about the coming year economy-wise?

Yes, and kind of.

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I'm not too worried. We probably spent more than last year on Christmas because we had another baby to buy for.

 

Overall, we have money in our retirement funds, money in the bank, we didn't buy more house than we could easily afford, we don't have credit card debt, we don't spend money just to spend it, etc.

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i'm curious about how folks on this board are feeling about the economy now. did you spend less than usual at christmas? are you worried about the coming year economy-wise?

We spent considerably less on gifts this year. I think, anyway. Our family is larger, so there are more people to buy for--so maybe it wasn't that much lower. But the gift-per-capita ratio was pretty low this year.

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we are hoping to get our credit cards paid off this year.......though our student debt is insane. We won't be in the market for a house for a few more years, and not until we leave Chicago. Too $$$ here.

 

I at least hope we can start saving a little this year. :yes

 

I am glad we only have one car.

 

Now, if only Amazon would start giving me free books.....we'd be well ahead of the game. ;)

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yeah i am very jittery about this stuff at the moment, could be in for a real bumpy ride this year as far as the economy goes. the market is making needed adjustments, i'm just hoping it doesn't become a panic type of situation though. on a personal level though, i'm doing ok, for once in my life i think i have an actual net worth.

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yeah i am very jittery about this stuff at the moment, could be in for a real bumpy ride this year as far as the economy goes. the market is making needed adjustments, i'm just hoping it doesn't become a panic type of situation though.

 

I dont think it will get too bad but alot more is coming. I think it maybe similar to what we saw with the tech bubble bursting.

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Our entire economy is operating on credit right now. Mortgages, home equity loans, subprime mortgages, credit card debt (especially), etc. People are guilty of using it too much and banks are guilty of giving it out too much.

Well, if the gov't doesn't worryi about balancing its checkbook, why should I? Kinda makes me a sucker if I do.

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  • 2 weeks later...
Well, if the gov't doesn't worryi about balancing its checkbook, why should I? Kinda makes me a sucker if I do.

 

Using the current economic theory pushed by the people in power right now, you should push up your credit over the max, and cut your wages. It will lead to increased income.

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